DEUT1353 Lenders shall not forcefully take collateral from borrowers. Men cannot be allowed to prey upon one another, seizing items of value from one another, for such leads to theft and lawlessness. The strong will swallow the weak, ruling over them without fear, for the weak will be too frightened to fight back and demand their rights. Therefore the Torah takes steps to equalize the imbalance between the weak and the strong. Those who lend are forbidden to forcibly seize collateral from those who borrow. Collateral is obtained only through the courts. Thereby, life proceeds in a normal fashion, as the Creator desires. There is order and peace, without the weak living in constant fear of the powerful.