EXOD714 Gemiluth chesed loans are to be extended to all: man or woman, rich or poor, adults or minors (through their guardian and the like, to prevent the money being lost. Gemiluth chesed with one's person is to be extended to the minor directly). Scripture has stated: "If you will lend money to my people." Whoever is included in the term "my people" is entitled by law to benefit from gemiluth chesed.